Defined Contribution Plans
This Isn't Good...
A recent study conducted by Hewitt & Associates found that 42% of 401(k) plan participants cashed out rather than roll their assets into an IRA or into their new employers’ defined contribution plans.
Declining Defined Contribution Participation
A recently released survey of over 500 large and mid size employers found that the employee participation rate in 401(k) plans dropped to a level not seen since the early 1990s.
View From The North Country
Why deflation and depression are not synonymous, undemocratic suggestions for 401(k) plans and the NBA Name Game: Does Basketball’s sponsorship fare better than baseball or football?
View From The North Country
The trauma of losing Big. Large Investment losses can have a dramatic psychological impact on some individuals. Defined contributions plans…A stock market time bomb?
It's August...Stay In Touch
What happened to the markets in July?..…No obvious major factor for decline. The daily stock market chart of July 1999 is close to a carbon copy of July 1998. Will history repeat itself in August? Let’s hope not.
Active Managers Beat Index Funds!
Just as many plan sponsors throw in the towel, active managers pull a great quarter out of their collective hat. What's in store for the second half of 1999?
View From The North Country
Contrary to Wall Street wisdom, rising MZM is not necessarily indicative of Fed easing. Nor does contracting MZM mean a tightening Fed. Also, unlocking the mystery of the low U.S. savings rate.
View from the North Country
Public, NOT professional sentiment may be all that really matters in today's stock market environment. The dark side of 401(k)s...Can unsophisticated investors really be expected to prudently allocate assets, maintain funding disciplines, and resist the temptation to borrow against their plans?
View From the North Country
Cash isn't trash, not in 1993 and not today. The real value of cash is its opportunity value, not its yield. Are you an AARP member? "Seeds of Generational Warfare” points out many of the reasons for the growing demographic conflict, young versus old.
View from the North Country
What About China?...The 7% Solution...Plan Sponsor's Future Investment Earnings Assumptions Are Too High...Some Facts About Gold
View from the North Country
Doctor Leuthold At Your Service...Bad News For The PBGC (And Taxpayers)...Inflation And Regulation...Insensitivity Prevails
View from the North Country
"Gorby" Visits The Leuthold Group...Graying Of America And The Pension And Related Services Business...Client Feedback On Japan...California Real Estate Update