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Jul 08 2025

The Housing Deep Freeze

  • Jul 8, 2025

Housing activity remains at very depressed levels, with 30-year mortgage rates near 7% keeping those with low-rate mortgages frozen in place, and those wishing to get into a home are frozen out. Qualifying income to buy a median-priced home is almost $105,000—up 122% from Feb-2020.

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About The Author

Doug Ramsey / Chief Investment Officer & Portfolio Manager